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Alaska's Best Workplace
Alaska’s Best Workplace
At First Rate Financial, our people make the difference.
We’re Thrilled to Be Twice Recognized as Alaska’s Best Workplace!

We are proud and deeply honored to be named one of Alaska’s Best Workplaces not once, but twice! This recognition reflects our unwavering commitment to creating a workplace where every team member feels valued, empowered, and inspired to make a difference. At FRF, success isn’t just about achieving goals—it’s about building relationships and supporting each other as we serve Alaskan families.
Celebrating Our Team
This award belongs to you. Your dedication, commitment to excellence, and support for one another have made First Rate Financial the family we are today. Thank you for creating a workplace where everyone can excel, feel valued, and find fulfillment.
Building Success Together
At First Rate Financial, we believe success is built on personal and professional growth. Our team embodies this through hard work, excellence, and meaningful relationships, creating a workplace where individuals thrive and achieve their best.
Gratitude and Partnership
We’re deeply thankful to the communities we serve and our real estate partners. Your support enables us to continue caring for Alaskan families with dedication. Here’s to many more years of growth, success, and shared achievements!
Internal Staff Reviews
4 months ago
Kristen Brown’s team at First Rate Financial is absolutely amazing! From start to finish, they made the entire lending process smooth and stress-free. Ashley, her assistant, was awesome—always friendly, organized, and quick to respond to any questions I had.

Josh Herr
mortgage broker

2 months ago
Kristen Brown’s team at First Rate Financial is absolutely amazing! From start to finish, they made the entire lending process smooth and stress-free. Ashley, her assistant, was awesome—always friendly, organized, and quick to respond to any questions I had.

Barclay Roeder
mortgage broker

6 months ago
Kristen Brown’s team at First Rate Financial is absolutely amazing! From start to finish, they made the entire lending process smooth and stress-free. Ashley, her assistant, was awesome—always friendly, organized, and quick to respond to any questions I had.

Jordan Sackett
Loan Processor


A Culture Built on Values
At First Rate Financial, our culture is defined by more than just words—it’s defined by actions. Our PHERM core values—Personal and professional growth, honesty and integrity, exceptional service, remarkable relationships, and magnetic culture—guide every decision we make, from serving our clients to supporting each other. Learn more about our Core Values and Mission here.
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let’s learn
As an education-based mortgage company, we strive to provide helpful information.
Visit our learning center to learn
some great tips about buying a home.
Our Mission
To us, this is why First Rate Financial exists. We do not exist to do mortgages. We exist to have a positive impact. Mortgages are just our chosen tool. Our mission is what binds us together, it is the drum beat that we all bend our oars to. It is in our blood, and the reason that we show up to serve every day. Our Mission is our north star and our unifying bond.

Purpose-Driven Service
We’re more than a mortgage company—we’re here to make a difference.
Guided by Our Mission
Our mission isn’t just words—it’s our commitment. It drives us and keeps us focused on what matters.
Mortgages with Meaning
Mortgages aren’t just transactions; they empower families and individuals.
Serving Beyond Loans
Our impact goes beyond mortgages—we educate, support, and create financial opportunities.