At First Rate Financial, our culture is defined by more than just words—it’s defined by actions.
Our Core Values
At First Rate Financial we like to say we are PHERM on our core values. To us, that means:
Personal & professional growth
We are committed to investing our resources into our team members, referral partners, and families to help them achieve their goals.
Honesty & integrity
We say what we do and we do what we say. We communicate the truth to our team members, referral partners, and families. We own our mistakes.
Exceptional service
We set high expectations and then deliver more than is expected. We don’t make excuses. We deliver results in every area that we have control!
Remarkable relationships
We are committed to nurturing deep and lasting relationships with our team members, referral partners, and families. We understand that they are the lifeblood of our business. We go out of our way to let them know we care by our actions and attitude.
Magnetic culture
We are a place where people want to be. We have a production-based environment that is professional, comfortable, and FUN! We bring out the best in each other.
our trusted partners
- let’s learn
As an education-based mortgage company, we strive to provide helpful information.
Visit our learning center to learn
some great tips about buying a home.
Our Mission
To us, this is why First Rate Financial exists. We do not exist to do mortgages. We exist to have a positive impact. Mortgages are just our chosen tool. Our mission is what binds us together, it is the drum beat that we all bend our oars to. It is in our blood, and the reason that we show up to serve every day. Our Mission is our north star and our unifying bond.
Purpose-Driven Service
We’re more than a mortgage company—we’re here to make a difference.
Guided by Our Mission
Our mission isn’t just words—it’s our commitment. It drives us and keeps us focused on what matters.
Mortgages with Meaning
Mortgages aren’t just transactions; they empower families and individuals.
Serving Beyond Loans
Our impact goes beyond mortgages—we educate, support, and create financial opportunities.
